Watch Out for the Fake Arrest Warrant Trick!

Watch Out for Fake Arrest Warrant Trick!



I received phone calls from individuals distressed and concerned about emails and faxes claiming to be from collection agents or prosecutors threatening arrest. They also provide a pdf of a phony arrest warrant if payment is not made immediately. The phony arrest warrant even uses a bogus logo. Do not fall for this trick!
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How to Get a Free Credit Report

How to Get a Free Copy of My Credit Report?

Many clients ask me how to go about getting a free copy of their credit report. You are entitled to a free copy of your credit report from each of the three credit reporting agencies once a year. You have three ways to request it.
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Bankruptcy Court Determines that a Commercial Bar Loan is Dischargeable

The debtor, Lesley Campbell (“Campbell”), filed an adversary proceeding to obtain a determination that funds she borrowed under a CitiAssist Bar Exam Loan in April 2009 is dischargeable. Campbell was a student at Pace University Law School. Citibank, N.A. and The Student Loan Corporation (“Defendants”) sought dismissal. On March 24, 2016, Judge Carla E. Craig of the U.S. Bankruptcy Court for the Eastern District of New York in Campbell v. Citibank, N.A. et al, Adv. Pro. No. 15-01038-CEC denied the Defendants Motion to Dismiss Lesley Campbell adversary proceeding and determine seeking a determination that funds she borrowed under a CitiAssist Bar Exam Loan is dischargeable. Read More…

Debtor Loses Appeal at the 7th Circuit on Student Loan Discharge Case

On July 22, 2015, Mark Tetzlaff lost his appeal seeking to discharge his student loans in front of the United States Court of Appeals for the Seventh Circuit in Tetzlaff v. Educational Credit Management Corporation, No. 14-3702 (7th Cir. 2015). Read More…

United States Supreme Court Reverses the 11th Circuit Denying Strip Off For Underwater Junior Mortgage Liens in Chapter 7 Bankruptcies

On June 1, 2015, the United States Supreme Court in Bank of America v. Caulkett 135 S.Ct. 1995 (2015) reversed the Court of Appeals for the Eleventh Circuit's decisions in two bankruptcy cases, In re David Caulkett and In re Edelmiro Toledo–Cardona. In those cases, the Eleventh Circuit held that "[A] wholly unsecured junior lien...is voidable under section 506(d) [in a chapter 7 bankruptcy]." Each debtor had two mortgage liens on their respective homes, but the amount of the senior mortgage lien was greater than each home's current market value. This made the each bank's junior mortgage liens completely underwater. Read More…
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